Demystify your future

We can help you choose the right solutions to help ensure your portfolio is optimally designed and reviewed. We understand that navigating the world of insurance and investments can be overwhelming, which is why we offer a wide range of products. 

But our commitment doesn't end there. We understand that financial markets are constantly evolving, and your portfolio needs to be regularly reviewed and adjusted. Our team will continuously monitor your investments, ensuring that they remain aligned with your goals and adapting to any changes in the market.

thumbnail image of the custom plan documentSee a custom sample plan that offers a sneak peek into the initial steps of the process.

 

Our planning services

Many Clients tell us they got more value out of our first planning meeting than they ever got in their previous advisory relationship. We are committed to Clients and the comprehensive planning required to achieve their goals.

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Investment advice

Investment advice


We use a wide range of investment products. We can help you choose the right investment mix to help ensure your portfolio is optimally designed and reviewed.

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Estate and financial planning services

Estate and financial planning services

Looking to create a legacy, minimize the tax burden on your estate, or help ensure your final wishes are observed? Working together, we can help ensure you have peace of mind that your estate will be properly prepared upon your passing so that your loved ones will be cared for after you are gone.

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Business succession planning

Business succession planning

Navigating the process of transitioning or selling a business in today's ever-changing business landscape requires a fresh perspective and a deep understanding of the new dimensions that have emerged. Our team of experienced professionals is well-equipped to assist you in this complex endeavor. 

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Risk management and insurance

Risk management and insurance

We’re here to help you identify risks to your financial security, quantify the effects and help you create a contingency plan. Whether it’s an insurance solution, or an alternative risk management strategy, we have the knowledge to help you.

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Retirement planning

Retirement planning

How much money will I need? Am I currently saving enough? What will my retirement look like? Talk to us about retirement planning and we can help you answer these, and any other questions you may have.

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Strategic tax planning

Strategic tax planning


Our team, working with your other legal and tax advisors, can help ensure you are taking advantage of the tax planning opportunities available when structuring your insurance and investments. Whether it’s saving strategies, restructuring your corporation, or withdrawing your retirement assets, we can help ensure you’re appropriately advised.

 

Accounts and products included in the planning services

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RRSP

Grow your savings faster, with tax-deductible contributions.

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RESP

A great way for you to save for your child or grandchild’s post-secondary education.

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LIF

Convert your well-earned pension fund and start creating retirement income.

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RRIF

Reinvest your RRSP savings with these great retirement income options.

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TFSA

Save money for any purpose, without paying taxes on your investment earnings.

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GIC

Protect your principal while earning a guaranteed rate of return on your investment.

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Life annuity

With this income-generating insurance product, you will never outlive your retirement income.

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Segregated funds

Build toward savings goals and a worry-free retirement with segregated fund contracts offering both growth and security.

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Personal health insurance

Personal health insurance provides coverage for health expenses not covered by your provincial plan

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Critical illness insurance

Helps pay for costs associated with life-altering illnesses.

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Travel insurance

Medical and trip cancellation coverage or emergency medical coverage for your visitors.

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Long-term care insurance

Offers an income-style benefit if you become unable to care for yourself due to diminished physical or mental abilities.

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Disability insurance

Helps protect your income if you become disabled and can’t work.

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Term life insurance

Flexible, affordable insurance to help protect the people that matter to you most.

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Permanent life insurance

Lifetime protection with the potential of growing cash value over time.

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Participating life insurance

Provides a combination of permanent life insurance protection and an opportunity for tax-preferred cash value growth.

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Universal life insurance

An all-in-one way to get the protection you need and build your savings. It combines permanent life insurance protection with a broad range of investment account options for tax-preferred savings growth.

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Business owner insurance

Business owner insurance can help you protect yourself, your partners and employees and your family.

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Family insurance

Life insurance and critical illness insurance can go a long way to help protect your family and your finances.

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Mortgage protection insurance

When you’re buying a home, you have choices when it comes to protecting your mortgage.